Foreclosure & Loan Modification

Bartolone Legal Group is dedicated to help you avoid foreclosure or that will offer you the best chance at a brighter financial future.

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  • The knowledge you will need to make informed decisions during this time period.

  • Our legal compliance analysis in the loan, collections, default and foreclosure process.

  • More time to pursue all loss mitigation and alternatives to foreclosure.

  • More time to negotiate a payment workout with your lender.

  • More time to save up money to reinstate your mortgage.

  • More time to refinance your mortgage, and More time to sell your home for fair market value.

  • More time to get over a hardship in your life so that you can afford to keep your home or property

  • More time to qualify for bankruptcy


Foreclosure & Loan Modification

Property owners facing foreclosure may feel helpless, frightened and uncertain about the future of what you have worked hard to buy and maintain. In Florida, this situation is more common than in most other states, especially considering the current economic conditions and banking issues.


At the Bartolone Legal Group it is our goal to provide you with the legal counsel that will help you avoid foreclosure or that will offer you the best chance at a brighter financial future. Our law firm assists both commercial and residential property owners with voluntary loan modifications. Statistics show that the chances of successful modification are greater during either litigation or bankruptcy, however, the hiring of a lawyer can increase your chances of obtaining a beneficial loan modification without the expense or stress of litigation.

Our firm can help you determine whether your lender has violated the law, which is used as leverage in the negotiation process. We can also capitalize on certain provisions of the bankruptcy code or utilize the foreclosure process to help you alleviate your financial condition.

What is a Loan Modification?

Whether you call it a loan modification, mortgage modification, restructuring, or workout plan, it's when a borrower — who is facing great financial hardship and is having difficulty making their mortgage payments — works with their lender to change the terms of their mortgage loan. The workout plan could result in temporary or permanent changes to the mortgage rate, term and monthly payment of the loan.





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